FHA LOAN ESSENTIALS — A CONFIDENT FIRST CONVERSATION
Designed by Priscila Mattos | Instructional Design Portfolio Concept

Audience: Mortgage Loan Officers new to standard FHA purchase discussions.
Time: Interactive lesson 10–12 minutes; PowerPoint practice about 5 minutes.

FILES & HOW TO USE
1. FHA_Interactive_Lesson.zip: Extract all files, then open index.html in a modern browser. Keep the PDF beside index.html so the job-aid link works. No Articulate license or installation is needed. The HTML, CSS, and JavaScript are editable in a text editor.
2. FHA_Loan_Job_Aid.pdf: One-page printable first-conversation reference.
3. FHA_Loan_Scenario.pdf: Editable 11-slide branching scenario. Open in desktop PowerPoint and start Slide Show. Click the response buttons to navigate; use the buttons instead of advancing linearly. All decision choices have specific consequences and retry paths. This deck does not collect scores. Other viewers may handle internal links differently.
5. content.json: Editable canonical question, feedback, quiz, and source copy for future revisions. Editing this file alone does not automatically rebuild the lesson or PowerPoint.

LEARNING DESIGN
Objectives: Explain FHA’s role; distinguish illustrative minimum investment from total cash needed; choose a sound next step when occupancy or loan details need review.
Assessment: Five questions with immediate feedback, 80% pass mark, full answer review, and unlimited retries. Progress is saved only in the local browser where permitted. No LMS/SCORM reporting.

SCOPE & ACCURACY
Introductory standard FHA-insured purchase for a principal residence. Other FHA programs and detailed underwriting are outside scope. All customers and examples are fictional. This is not an approval checklist or underwriting tool. Check current Handbook 4000.1, applicable Mortgagee Letters, effective dates, and lender requirements before operational use. Numeric credit thresholds, MIP rates, and local loan limits are intentionally excluded. The illustrative 3.5% calculation assumes eligibility and excludes other closing items.

Sources and review date are included in the lesson, job aid, and PowerPoint speaker notes. Reviewed November 7, 2026. Independent of HUD and FHA. AI-assisted portfolio development. Not evaluated with a learner group; no client implementation or workplace results are claimed.